I got pre-approved, provided all credit info, pay stubs, W-2’s, etc, and have a signed P&S agreement. The mortgage broker says everything is fine.
I have three weeks till closing, and am anxious. Could this deal potentially fall through? If so, for what reasons?
No skeletons in the closet, no. And nothing fudged.

I’m looking to purchase some real estate in Romania & have heard that you can get financed as a foreign non resident. Where can I find out about getting a mortgage if I do not live in Romania. I am a US citizen & live in the US. Thank you.

While other kinds of mortgage payments have dropped in line with the interest rate, a fixed rate stays the same. Does this mean that whilst the payments are much higher, the amount of capital paid off each month is more. (its a capital & interest type)

I am wanting to purchase a lot in a subdivision & before I go to the bank I want to have an idea of payments, how long are lot loans financed for? I know mortgages are 15 or 30 years typically, and I have heard lot loans are called due in 5 years which means they much be paid off or rolled into a construction loan, but I’m wondering how long they are amortitized for?

Do you find it laughable that congress works its spending magic on a financial bailout bill?

http://www.nytimes.com/2008/10/01/business/01bailout.html?_r=2&ref=business&oref=slogin&oref=slogin

Hello. I was wondering if I apply for a mortgage loan online, is this a preapproval type of thing only?? I mean will I be bound to this?? B/c u know they have so many rules that apply & clicking ‘OK’ is like your signature. I just want to see what I can get & try a few places first. Is that ok. Thank you. I will choose best answer.
WOW thank u all very much! U guys really cleared that up

My Fico score as of March 21, 2008 was 593.

There are negative debts on my credit report, none of which belong to me. Several of the negative debts appearing on my credit report were given to my ex-wife in our divorce decree. The other negative debts appearing on my credit reports are accounts that were opened in my name using my personal information without my knowledge or consent. At the time these accounts were opened, I was in critical condition in a hospital following a near fatal car accident. We have been disputing these debts with the major credit bureaus since January 2007. We enclosed proof along with the disputes that these are not my debts but they still remain.

My current wife & I found a mobile home in WV that we really want to buy in order to provide a better life for our children & grandchildren but we need a loan for ,000 to buy it — the owner will finance the remainder of the cost.

If anyone can help us, it will be greatly appreciated by both of us.

dismissed bankrptcy 1X but then pd in full & discharged 1/06; have paid car loan 2 yrs never late (only current credit); i am with a debt correction company for only 2 mo & some things have been deleted. now have 626, 610 & 650 credit score. I am currently saving ,000 (hopefully for settlement). i make approx 18 mo gross & have a p/t job (0 mo-working 2 years). can i get a prime mortgage lender to finance a house (0,000), what interest rate do you think i would get?

In this time of a supposed financial world crisis would my family & I still have a roof over our heads

I missed 3 mortgage payments & was given an eviction notice yesterday (its 7th May) I dont know what to do. The total amount I owe is £972, Ive been told if I clear the arrears the eviction will stop but I cant pay that amount before that date. Icould pay a large chunk now & the rest a few days after the given eviction date but this isnt possible without applying for an extension on the eviction date.This would have to go through the court which could take weeks & there is still a good chance they’ll turn me down anyway. I feel sick, I cant sleep. The reason I missed them was because Ive had to cut my hours after my maternity leave ended & I basically am struggling to survive, I used to earn good money but now even with help with tax credits Im still struggling. Does anyone have any advice that might help? I dont have good credit so wouldnt be able to get a loan & even if I could I couldnt afford to pay it & none of my family can help me, Ive already shamefully asked.

I called a mortgage company today and found out my hubby’s credit is 523 and mine is 499. We are looking at buying in about a year and the guy recommended we going through a women in there office to clean up our credit.So we could get our scores(or atleast his up to 580)

It is like 299-499 to do this but he figures within a year we could get 100% financing.

Do you think this is worth it?

We both had 2 credit scores and he took the lower of the 2…Hubbys(548 & 523) Mine(499 & 494)

We are hoping to move to the Fort Worth Texas area in about a year

I am building a house & it is 85% done. My mortgage broker is withholding money from me to finish my house. He avoids my calls & when I do get a hold of him, he tells me he has no money to give me. Can I go to another lender & take this loan away from him?

hello., I have a genuine non-cynical question about the latest informaton on MPs’ expenses. I genuinely do NOT understand why we, the taxpayers, pay MPs’ mortgage payments on their second homes. Do they then keep their second homes, and the increasing value of those houses? So my understanding is; they have accommodation in their constituency, which (presumably) they pay for. Then they have a second address in London to enable them to visit the house of Commons regularly. Do they find the deposit? or does the taxpayer? We, the taxpayer, then subsidises them for the mortgage payment …. WHY? they then own this second house & can live in it, or sell it, at their choice. After we have paid for the property. I’m mystified. How on earth can this be justified or explainable?

Is there a mortgage company that gives people a second chance with bad credit but a good income? One that doesn’t charge an arm & a leg in interest? One that actually tries to help people who screwed up their finances and want to get on track without bankruptcy?

I have a nice 4/2 house in College Station, and while trying to rent it we have found many more people who want us to finance the purchase…How can we do this without triggering the due on sale clause, and how do we transfer title, taxes & insurance?

http://www.dailymail.co.uk/pages/live/articles/news/worldnews.html?in_article_id=490415&in_page_id=1811

1) I’m interested in learning the best way to purchase a second property, possibly at sheriff sale, using part of (40% ?) the equity in my primary residence (which I recently paid off) so I don’t have to liquidate as much stock to "come up with cash up front"… & 2) If required to provide a certified bank check made out to Lehigh County, PA. (10% of purchase price w/ remander being applied to the balance) and I am outbid or choose not to buy the property, how do I return the funds to my account?

My commercial property was under agreement with a buyer who put 00.00 hand money down with my real estate agent, but the buyer could not get financed. When I asked my real estae agent about the hand money, he said it would be returned to the buyer. When I purchased my home, I was told that if the deal fell through, I would lose my hand money & that I would not get it back?

The individual & his partner that sold us the property carried the full purchase price amount (less the down payment), as a "Contract of Sale". Over the last couple of years both parties (buyers & sellers) have been faced with some kind of financial, real estate, health &/or family "issue(s)", one of which, is being us, the buyers. Thus causing our Mortgage payments to fall behind, drasticly. So in order to refinance, (with Benificial or another Mortgage / Lending Company), they would be paying off two individuals (the partners), not a actual "Mortgage Company". Does this create a problem? What if the property is in foreclosure, how would that effect the odds of getting refinanced with a new Mortgage Company?
Although, there’s at least one good thing in our favior…
Currently we have approx. 55k equity in the property.
Please advise. Thank You.

My parents co-signed on a home loan with my wife & i about 2 yrs ago.Since then my father has passed and my mom wants off the loan ,but we cant refinance right at this time.My wife & i are the sole support of this home. Is there such a thing as a quit deed to take my moms name off fast and and not to costly.

I am currently in a 5k new construction house and haven’t made any upgrades in the 3 years I have lived there. If I were to sell it for less than I bought it for like let’s say k (for example), for story sake lets rule out any principal $$ that is secured towards the actual house - and in turn find a k house where does that k from my last mortgage go?

Is that k able to transfer into the new mortgage of the k home mortgage making it k or is that a separate loan in itself? I have a feeling I’m going to be eating some costs to get rid of my home to purchase a bigger & older home but where does that cost essentially go? How is it accounted for, and is it transferable?

Just curious? Any insight would be deeply appreciated.

Thanks in advance!!

This person is interested in that line of work, and has previous experience in the field prior to their convictions. Seeking a loan officer,appraiser, or mortgage personnel position. Would like help finding and talking to the right people that may be able to give some insight on just what they should do or how to go about doing it. Client’s conviction was for attempted uttering & publishing(trying to cash a fraudulent check)

My son purchased his home, in his name only. When he fell behind in payments, I gave him money to catch him up & for doing so he put the deed in my name. The intent was that once he could, he would repay me and I would deed the house back to him. This isn’t happening. He is once again delinquent and his house is going through foreclosure. Where do I stand legally if I do not wish to pay any back payments?

After separation from her husband my friend has got into financial difficulty with mortgage payment as well as the secured loan on the property. She currently has an IVA with for the unsecured loans which cannot take into account the secured loans. All the loans are in joint names. If the mortgage cannot be paid or the secured loan would going bankrupt be a viable option as the house has been on the market for just over a year & has not sold.