I recently posted a message regarding my problem with Welcome finance. Anyway I would like to know if it is possible to get an advance/loan of £1,000 in week even with bad credit including having my house repossessed. I would also like to know as a keyworker in London, will I still be able to get a mortgage with my poor credit report. There are new homes coming up for sale in South London in about a couple of months, on a part rent and part buy scheme. If I can’t get a mortgage is there anything I could do to get myself back on the property ladder?

I am so ready to move out of my rental, and according to most of the online mortgage calculators I would qualify for a loan. How much difference does your credit score make? I have been making all payments on time for over 6 months and there are a few black marks set to come off my credit report in August. Also, how are student loans viewed, as I have some student loan debt?
I just checked out an online debt-to-income calculator and it says I have a 19%. This I know is correct as the figures are very straight-forward. This is a good sign, right?
Also, I have made an appointment with my bank’s mortgage originator for tomorrow afternoon. I’m just very nervous about what I’ll learn there and I’m hoping for some reassurance. So thanks!

I filed bankruptcy about 4 years ago and my credit has been raising slowly. I pulled my credit report and found two medical collections against me that were not mine. I contacted the proper people and they agreed to remove them. Only one was removed and I have been trying for 6 months to get the other off. I have a letter stating they both were to be removed, but when applying for a mortgage online they pull my credit report and see a collection against me.
My debt to income ratio is pretty low so I sould qualify for a home purchase loan, but I have been turned down by my credit union.
Who offers home loans for people with credit problems?

I was looking up my credit report online and for the questions to make sure I was me I was asked about mortgage loans in two different years that I know nothing about. I’m renting a apartment and haven’t took out any loans that I can think about

My Fico score as of March 21, 2008 was 593.

There are negative debts on my credit report, none of which belong to me. Several of the negative debts appearing on my credit report were given to my ex-wife in our divorce decree. The other negative debts appearing on my credit reports are accounts that were opened in my name using my personal information without my knowledge or consent. At the time these accounts were opened, I was in critical condition in a hospital following a near fatal car accident. We have been disputing these debts with the major credit bureaus since January 2007. We enclosed proof along with the disputes that these are not my debts but they still remain.

My current wife & I found a mobile home in WV that we really want to buy in order to provide a better life for our children & grandchildren but we need a loan for ,000 to buy it — the owner will finance the remainder of the cost.

If anyone can help us, it will be greatly appreciated by both of us.

i have about 00 dollars worth of medical bills only on my credit report and all credit cards paid off no other credit issues but countrywide only allows 00 worth of medical issues to be on your credit report.

Has anyone ever used the Financial Assistance offered through their mortgage company? Does it appear as negative on your credit report? What assistance did you use?
We were going to file Chapter 13, but we are only considering it as a last resort. We want to either cease our mortgage payments for a few months, or at least pay less. Anyone done this?

There are unpaid medical bills on my credit report as well as late pays. I need to get this house financed in my name in 2009, but need 100% financing.