I am a first time home buyer and am in the process of doing research to ge a home loan. The online mortgage calculators I can find say rates are based on married, two dependent households. Because I have no dependents and all of my income would go toward my own expenses does that make me eligible for more than a married household that brings in equal income to what I earn?

I know 100% Financing for Mortgages are almost extinct but I am curious if anyone know any Companies who still offer first time home buyers the option to purchase 100% Financing.

I realize 100% is not the way to go, but for my situation it is my only option. I make enough money to make payments for the mortage plus utilities and emergency funds, but I do not have the money saved up to put a large down payment, even 5% of purchase price. So I want only answers to Companies offering 100% Programs or even great Programs for first time home buyers. Please dont advice me to wait a few months and save for a down payment, that option is not valid for my situation.

Thank you and I hope to get some great advise for mortgage companies

Brokers are the most preferable to get home loans, correct ?Especially if I’m challenged on credit scores, but not LTV% or DTI. Am a first time home buyer and perplexed by what the market offers.

I’m a first time home buyer and need a patient mortgage specialist who will help me and my fiancee finance our first home in philadelphia

My partner and I are first time home buyers. We have saved almost 20% of the property and both have secure well paying jobs. Unfortunately we do not know much about mortgages and want to get the best deal possible. Should we see more than on broker? Should we get our own mortgage quotes as well? Do we have to pay trailing commissions?

I am interested in getting pre-approved for an FHA loan and have been talking to my bank and I want to know what my options are to keep my costs down and not get taken advantage of as a first-time home buyer. If you have resently had some experience with this in the Riverside County area any advise would be appreciated.

I’m not a first time home buyer. What are the pros and cons of using bank financing versus mortgage company financing to find the most competitive interest rates? This is for a home purchase, not refinance and my credit is excellant.

the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking ,000. i know that in the area where the house is located land goes from 2,000 to 4,500 an acre. we have only a fair credit rating, but had been approved for another house that was 160,000, but it fell through because there was 40 acres of land and not much house
we do plan to live in the house and do have some cash for repairs. i’m not sure if this matters but we r first time home buyers